
What is Guaranteed Future Value?
We don’t predict the future. We don’t know where you’ll be, what you’ll be doing, or where you’ll be working.But with a Kia Renew Guaranteed Future Value[1], there is one important thing we do know.
Kia Renew makes upgrading to your new Kia convenient, because the minimum value of your vehicle is guaranteed the moment you drive away[2].
With Kia Renew, at the end of your loan term, you have the option of either paying out the balloon on your Kia Finance loan and keeping your vehicle, returning your vehicle to Kia Finance, with the Guaranteed Future Value amount being applied to your loan[2]. Or — and this is the exciting part — upon returning your vehicle, choosing a new Kia vehicle to upgrade to and fall in love with, all over again.
What is Kia Renew?
A Kia Finance loan with Kia Renew is similar to a regular loan with a balloon payment at the end of the term. The difference is that Kia Finance will guarantee the minimum return value of the vehicle to assist you making the final amount payable at the end of the loan term.
If your vehicle has been well looked after, adheres to Fair, Wear and Tear Guide and meets the agreed kilometre usage, you’ll know you won’t be out of pocket when trading your vehicle in to repay the final amount due at the end of the term. Kia Renew is available to eligible customers and terms and conditions apply.
How does Kia Renew work?
Choose your Kia
Simply choose the Kia that best suits your lifestyle, choose a finance term of three or four years, select how many kilometres per year you’ll be driving, and then you’re free to enjoy countless road trips and adventures, knowing the guaranteed minimum value of your vehicle at the end of your agreed period[2]. Then, at the end of your loan term:
Return your vehicle
You can return your vehicle to Kia Finance, with the Guaranteed Future Value amount being applied to your loan. In most instances, if you have met your finance contract obligations, that means handing your vehicle back with nothing more to pay[2]. Or;
Keep your vehicle
If you’ve fallen in love with your Kia (and who could blame you?) and the thought of saying goodbye is too much to bear, you can simply keep your vehicle by paying the final balloon payment on your Kia Finance loan. Or;
Upgrade to a new Kia
Three to four years can be a long time in the world of Kia, and so when your Kia Finance agreement ends, there will almost certainly be a new and fabulously futuristic Kia vehicle that steals your heart. Simply trade your vehicle to a Kia dealership, payout the final balloon payment on your Kia Finance loan and purchase your new Kia.

Fair Wear & Tear Guide
If your vehicle has been well looked after, adheres to Fair Wear and Tear Guide and meets the agreed kilometre usage, you’ll know you won’t be out of pocket when trading your vehicle in to repay the final amount due at the end of the term.
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The finance information provided on this website by Hyundai Capital Australia Pty Ltd (ABN 42 611 226 316), Australian Credit Licence 554051 trading as Kia Finance is general in nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the product and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.
1 The Kia Renew Guaranteed Future Value (GFV) is the minimum future value of your new or approved demo Kia set out in your contract. At the end of the term, you can sell your car to us, and we will pay the GFV which will be put against your final payment, provided you're not in default under your contract and subject to fair wear and tear requirements and agreed kilometres being met. Approved applicants only. Terms, conditions, fees, charges and lending criteria applies.
2 Refinances are available to approved applicants only. Terms, conditions, fees, charges and eligibility criteria applies.